Bowles Rice LLP
Floyd Boone has successfully represented clients in various industries in wide ranging disputes. These disputes have involved claims that ranged from many billions of dollars to a few thousand dollars. In representing his clients, Floyd draws upon the lessons he learned during his eight years as an associate in the Washington, D.C. office of Arnold & Porter LLP. During his time at Arnold & Porter LLP, Floyd worked with nationally preeminent lawyers on cutting edge, bet-the-company cases. Since returning to his native West Virginia in 2009, Floyd has continued to hone his skills by working with many leading West Virginia lawyers in a variety of high stakes cases. With respect to the defense of cases in West Virginia, Floyd’s unique experience and background means that he combines the experience and skill of an AmLaw 100 lawyer with the home field advantages that often come from retaining a local West Virginia lawyer.
Floyd’s experience helps him develop individualized case strategies designed to produce successful and economically efficient outcomes. In recent years, Floyd has spearheaded the firm’s efforts to study and develop various alternative fee arrangements. Although Floyd’s practice is varied, he has focused upon general and complex litigation, banking and financial services, and appeals.
With respect to banking and financial services, Floyd represents financial services institutions and their directors and officers in proceedings brought by consumers, commercial entities, and state and federal regulators. This work includes the representation of directors and officers in administrative and litigation proceedings brought by banking regulators, including the Federal Deposit Insurance Corporation. In addition, Floyd regularly counsels banking sector clients with respect to compliance with state and federal statutes and regulations.
During his career, Floyd has successfully represented and advised financial institutions in a wide panoply of matters that has included: deposit account overdraft fees; preemption of state laws by federal statutes and implementing regulations; advertising of financial services products; consumer and commercial electronic funds transfers; allegedly flawed or negligent appraisals of real property; compliance with various federal statutes and regulations, including TILA, TISA, EFTA, RESPA, Regulation Z, and Regulation E; compliance with the Bank Secrecy Act and anti-money laundering regulations; compliance with various state laws, including the West Virginia Consumer Credit and Protection Act; Internet banking; debit cards; allegedly unfair debt collection; allegedly excessive fees; alleged violations of fiduciary duties; and alleged breaches of deposit account agreements.
In general and complex litigation, Floyd has successfully represented businesses ranging from Fortune 100 companies to mom-and-pop merchants in disputes involving consumers, commercial entities, and governmental entities. Many of Floyd’s cases have involved class action issues and the need to deal with voluminous electronic discovery. Floyd’s general and complex litigation work has ranged from the defense of one of the largest consumer products manufacturers in the world in a civil racketeering case brought by the United States Department of Justice to a sprawling class action alleging environmental contamination arising out of the manufacture of herbicides.
As to appellate litigation, Floyd has represented various clients in high stakes appeals. Floyd’s appellate experience includes the successful defense of a $93 million class action settlement in the West Virginia Supreme Court of Appeals. More recently, Floyd served as the lead lawyer in a series of successful amicus curiae briefs submitted on behalf of the West Virginia Bankers Association and the Community Bankers of West Virginia to the United States Court of Appeals for the Fourth Circuit.