I grew up in Lindon and Pleasant Grove Utah. PGHS 1973, BYU BA 1978, BYU JD 1982, semester in Israel. Served as Law Clerk to US Magistrate Alan D. Christenson, then to Bankruptcy Judge Eckhart Thompson. With Kevin Bird, established Bird & Fugal in October 1988. I love outdoors, plays, reading to kids. Helping people solve financial problems and preserving value for families is my passion.