I represent and counsel national and international insurance carriers in complex insurance coverage and bad faith matters in Florida. I have done so for 28 years. I represent insurance carriers in coverage matters arising from CGL, other business-related coverages, property, excess and auto policies, including coverage for construction accidents, construction defects, industrial explosions, environmental damage, defective products, mold, property damage, business auto, auto and class action claims. Oftentimes the issues involve the insurer's duty to defend and indemnify, limits of liability, allocation of covered and uncovered damages, deductibles, and other issues that typically arise when insurers provide insurance for businesses that may sustain high exposure losses. I also defend first and third party bad faith cases. The issues litigated often involve judgments in excess of policy limits, how to best position an insurer to avoid bad faith when there are multiple claimants, inadequate limits of liability, catastrophic injuries, inaccurate coverage determinations, delay, and other allegations of improper claims handling.