Sills Cummis & Gross P.C.
Josh Howley, who is part of the Firm's Litigation Practice Group and a member of the Firm’s Management Committee, regularly practices in state and federal courts, including bankruptcy courts, primarily in New York and New Jersey. One of his specialties is representing traditional lenders, hedge funds, servicers and receivers in asset recovery litigation. Mr. Howley is also frequently hired when mortgage loans go into default and the borrower asserts defenses. In a unanimous opinion dated July 1, 2020, Mr. Howley succeeded before the Supreme Court of New Jersey on behalf of a prominent New Jersey bank on the issue of whether an assignee of a lost original promissory note can enforce based on a lost note affidavit when the assignee did not lose the original. This decision created strong, pro-lender precedent in New Jersey.