Joseph “Joe” Apatov is an Associate in McGlinchey's Consumer Financial Services Litigation practice group. Based in our Fort Lauderdale office, Joe litigates on behalf of financial services clients in both state and federal courts, with an emphasis on defending banks, mortgage lenders and servicers, private-label card issuers, and automobile finance companies. He has worked extensively with several major consumer protection statutes, including the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), the Real Estate Settlement Procedures Act (RESPA), and the Florida Consumer Collection Practices Act (FCCPA). His experience also includes representing financial institutions in complex mortgage foreclosure litigation.